His name was Bubba, he was from Mississippi ... And he needed aloan, So... He walked into a bank in New York City and asked for the Loan Officer.He told the loan officer that he was going to Paris for an Internationalredneck festival for two weeks and needed to borrow $5,000 and that he was nota depositor of the bank. The bank officer told him that the bank would needsome form of security for the loan, so the Redneck handed over the keys to anew Ferrari. The car was parked on the street in front of the bank.

The Redneck produced the title and everything checked out. Theloan officer agreed to hold the car as collateral for the loan and apologizedfor having to charge 12% interest.
Later, the bank's president and its officers all enjoyed a goodlaugh at the Redneck from the South for using a $250,000 Ferrari as collateralfor a $5,000 loan. An employee of the bank then drove the Ferrari into thebank's private underground garage and parked it.

Two weeks later, the Redneck returned, repaid the $5,000 and theinterest of $23.07. The loan officer said, "Sir, we are very happy to havehad your business, and this transaction has worked out very nicely, but we area little puzzled. While you were away, we checked you out on Dunn &Bradstreet and found that you are a Distinguished Alumni from University ofFlorida, a highly sophisticated investor and Multi-Millionaire with real estateand financial interests all over the world. Your investments include a largenumber of wind turbines around Sweetwater, Texas. What puzzles us is, why wouldyou bother to borrow $5,000?"

The good 'ole boy replied, "Where else in New York City can Ipark my car for two weeks for only $23.07 and expect it to be there when I return?"

His name was BUBBA....

Keep an eye on those southern boys! Just because we talk funny does not mean they are stupid.